228 loan - An Overview
228 loan - An Overview
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A lender might specify substitute weights for averaging check overall performance throughout evaluation regions or other geographic regions. These different weights has to be based on the lender's capacity and Neighborhood requirements and alternatives in distinct geographic locations.
The lender should include the prepared notices in the general public file within just 3 business enterprise times following getting notification from your FFIEC of The supply on the disclosure statements.
Aside from a little bank that opts to get evaluated pursuant to the Retail Lending Examination in § 228.22, the Board assigns conclusions for that performance of a small financial institution evaluated beneath this portion as offered in appendix E to this portion.
The Board might look at a bank's Local community development loans, community advancement investments, and Local community progress products and services supplied outside of its facility-centered evaluation areas, as supplied Within this element.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
(iii) A list showing Just about every census tract during which the lender claimed a little company loan or a little farm loan;
The CRA which element never require a lender to originate or acquire loans or investments or to deliver providers which are inconsistent with Risk-free and seem banking procedures, like underwriting requirements.
The Board assessments the effects and responsiveness of your financial institution's Neighborhood progress loans and Local community growth investments that benefit or provide the nationwide location, as offered in § 228.15.
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상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
The Board evaluates an intermediate bank's record of assisting to meet up with the credit score requires of its full Group pursuant into the Retail Lending Take a look at in § 228.
For dwelling home finance loan loans, the bank must identify the home home finance loan loans reported by financial institution affiliates underneath twelve CFR component 1003, if relevant, or obtain and preserve knowledge on house property finance loan loans through the affiliate the lender would've gathered and managed pursuant to paragraphs (a)(three) of the section had the loans been originated or bought with the financial institution.
); the more info term “uninsured Point out branch” implies a Condition branch the deposits of which are not insured from the Federal Deposit Insurance policies Corporation; the expression “confined branch” suggests a Condition branch that accepts only deposits which have been permissible for an organization arranged less than portion 25A of your Federal Reserve Act (twelve U.S.C. 611 et seq.
(three) The lender may well not claim Neighborhood growth loans or Local community progress investments accounting for much more than its share share (based upon the level of its participation or financial commitment) of the full loans or investments produced by the consortium or third party.